Apply Now to Claim up to $10,000 in Preferred Lender Credits

  • Closing Costs

  • Escrow Accounts

  • 2/1 RATE BUYDOWN

We help you lower your Out-of-Pocket expense at closing, so you can put these funds toward more uses such as personalizing your home. Also, our seemless process makes the transaction run as smooth as it possibly can.

Use the $10,000 Lender Credit for:

  • Home Quest Lending LLC (Preferred Lender) is an Equal Housing Opportunity Lender.  OAC.  Terms and conditions apply.  Offer subject to change without notice, redeemable only at closing and is not redeemable for cash.  Financing offered by Home Quest Lending LLC, 4685. S. Highland Drive, Holladay, UT  84117 NMLS 1945211.  Additionally, buyer must fund and close with seller’s “Preferred Lender” to claim closing cost credit up to $10,000.  Amount of closing costs can be dependent on loan program restrictions and loan amounts.  All offers, including interest rates, subject to change without notice.  This is not a commitment to lend; not all buyers will qualify.  Available for new contracts only.  Must be a Primary Residence.  Good for loans on or before 60 days after lock.  Credit approval is required.

A GOOD SOLUTION TO LOWER YOUR INTEREST RATE AND MONTHLY PAYMENT:  Explained

In a 2/1 temporary buydown, the rate during the first year is "2%" lower than the note rate.  For the second year, the rate is "1%" lower than the note rate (hence 2/1 Buydown).  From the start of year 3 onward, the rate goes to the note rate (our example shows 6.875% - this rate fluctuates on a daily basis).  This is a great solution for people who want to buy now and have a lower payment for the first few years of the loan.  With rates being so high in this  market, at some point during these next 2 years, the Fed has announced that rates will go down at some point.  This buydown helps you wait out that time, so you can refinance and reduce your interest rate and monthly payments permanently in the future.

Our Conviction

Old-Fashioned Respect and Clear Communication

We Conduct Business with Integrity and Accountability

  • We honor our loan commitments

  • We provide a remarkable customer experience

  • Make ourselves as available as possible throughout the entire week (after hours and weekends)

  • We listen intently to provide the proper advice to select the right loan product that meets the client’s financial needs best

  • We stay in consistent contact with the Client from the application to closing table